Accidents do not announce themselves! Insure your home easily and without worries
In today’s fast-paced world, having security and protection is crucial. We often insure our homes, cars and even our health, but have you ever considered insuring your electrical appliances, for example?
According to the statistics of the Estonian Rescue Board, at least 145 of the 487 residential building fires in 2022 were caused by electricity. The causes may be outdated wiring, weather conditions or overload. We all have electrical appliances at home (eg a heat pump, router, TV, set-top box) that are sensitive to power surges, lightning etc.
In order to reduce risks and unexpected costs, we have created three insurance solutions for our household customers. You can buy the desired policy in addition to your home insurance or separately:
The insurance packages require a valid electricity or gas contract with Eesti Energia.
Reasons to consider joining:
|Best choice! Electrical appliances and Fire Insurance – 4.49 €
|Electrical Appliances Plus Insurance – 1.99 €
|Fire Insurance – 2.99 €
|What is covered?
|Electrical appliances and installations damaged by lightning, electrical failure or overload (eg TV, router, washing machine, wiring, plugs).
Electrician call-out costs.
|The apartment or house and all its essential parts damaged by fire (eg walls, floors, interior finishing, heating and gas installations).
|2000 € + electrician call-out costs 200 €
|10 000 €
|The number of insured events per year is unlimited
|Advantages if you already have insurance
Signing up is easy and only takes a few minutes. Simply choose the insurance policy you want on our website and fill in the order form in the self-service. The insurance cover will take effect immediately after the order form has been confirmed.
You can make changes to your chosen package at any time and, unlike a traditional insurance contract, you can withdraw from either of the insurance solutions offered by Eesti Energia whenever you want.
The insurance solution of Eesti Energia consists of contracts concluded between Eesti Energia and If P&C Insurance AS (electrical appliances insurance) and the Estonian branch of AAS BTA Baltic Insurance Company (fire insurance), in which Eesti Energia is the policyholder and the insured person is the customer of an electricity or gas contract of Eesti Energia.