Total amount of compensation 638 €
Insurance
Protect your property and electrical appliances!
Protect yourself against unexpected expenses
Do you have several expensive electrical appliances at home? If you wish to avoid the average cost of €1,500 should they break down, then insure your electrical equipment with Eesti Energia.
In addition, you get reassurance that unexpected costs will be covered in the event of a fire, when the damage can amount to tens of thousands of euros.
Peace of mind for less than just 5 euros a month!
Insurance by Eesti Energia will perfectly complement your existing home insurance
You have many valuable electrical appliances in your home or summer cottage that you wish to insure against damage
You need additional security that is not covered by your home insurance terms or limits
You need extra protection that covers additional costs related to property, health and income loss
You wish to insure yourself against the failure of your home electrical system on reasonable terms
Choose insurance
Electrical Appliances Plus Insurance
Your electrical equipment is insured against damage caused by lightning, electrical failure or overload.
More about the insurance »Rate (month)
1.99 €
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The sum of your excess
50 €
Rate (month)
2.99 €
The sum of your excess
0 €
Electrical Appliances and Fire Insurance
Your electrical equipment is insured against damage caused by lightning, electrical failure or overload, as well as against damage caused by fire.
More about the insurance »Rate (month)
4.49 €
The sum of your excess
in the case of fire 0 €
in the case of damage 50 €
Need help choosing the right insurance?
Electrical Appliances Insurance Plus
The insurance covers the sudden and unexpected failure of electrical appliances due to an external event (e.g. lightning, short circuit, overload, overvoltage or undervoltage). In addition, the insurance covers the cost of fault detection in the damaged electrical appliances and of an electrician's visit, as well as the cost of repairs to your home's electrical system (wiring, sockets, fuses, switchboards, junction boxes, etc).
APPLIANCES
The total sum insured
2 000 €
per insured event
WORK OF A TECHNICIAN
The total sum insured
200 €
per insured event
The sum of your excess
In the case of damage to your electrical appliances 50 €
In the case of electrician outing 0 €
Fire Insurance
Fire Insurance provides you with compensation of up to €10,000 to cover the cost of restoring your apartment, house, summer cottage or other residential building if a fire has damaged its:
If you have home insurance, our Fire Insurance will also cover:
The sum of your excess
0 €
FAST PAYMENT
within three working days
2 000 €
to cover initial expenses
Electrical Appliances and Fire Insurance
The Electrical Appliances and Fire Insurance covers unexpected losses due to damage to your electrical appliances or electrical system, and damage to your home caused by a fire.
Fire Insurance provides you with compensation of up to €10,000 to cover the cost of restoring your apartment, house, summer cottage or other residential building if a fire has damaged its:
Electrical appliances and failures
The total insurance cover
2 000 €
per insured event
WORK OF A TECHNICIAN
The total sum insured
200 €
per insured event
IN CASE OF FIRE
The insurance covers up to
10 000 €
per insured event
FAST PAYMENT
within three working days
2 000 €
to cover initial expenses
The sum of your excess
In the case of damage to your electrical appliances or electrical failure 50 €
In the case of electrician outing 0 €
In the case of fire 0 €
If you have home insurance, our Electrical Appliances and Fire Insurance will also cover:
Which household electrical appliances are covered by insurance?
TV
Router
Set-top box
Game console
Home theater and sound system
Computer
Laptop
Tablet
Smartphone
Desk phone
Washing machine
Dishwasher
Stove
Refrigerator
Fire and security alarm equipment
Electric heating and ventilation equipment
Other heating equipment
Electrical installation
(wires, plugs, junction boxes)Examples of cases where our insurance helped to compensate the loss
We have helped to compensate damages in the following cases
Damaged by thunder:
TV
set-top box
router
sockets
Washing machine broken due to electrical fault
Total amount of compensation 469 €
Due to overvoltage, several household electrical appliances were damaged, including an incubator for hatching chickens
Total amount of compensation 1100 €
Damaged by thunder:
TV
electric dog borders
Total amount of compensation 634 €
Heat pump broken due to current fluctuations
Total amount of compensation 526 €
Why choose Eesti Energia for your insurance?
Flexibility
The insurance also covers a house that is not your permanent residence, and the age of the building does not change the conditions of the insurance policy.
Fast response
In the case of fire damage, a fast initial payment of 2 000 €
Simplicity
We do not have long pages of complicated terms and conditions which include hidden obligations for customers in the fine print.
Additional protection
If you already have home insurance, our Fire Insurance will compensate for such additional costs as medical expenses, loss of income, expert fees for identifying the cause of the damage, and other reasonable costs that you have incurred due to the fire.
Freedom of choice
You can decide how you use the insurance benefit. Restoration after a fire is not mandatory.
Did not find a suitable solution?
Consider choosing the electricity package Equal, which includes FREE electrical appliances insurance.
An insurance event occurred?
Tips on how to act correctly.
Frequently Asked Questions
The insurance cover will be valid as soon as you have placed an order for the insurance package. The insurance cover is valid indefinitely and ends when you notify us that you would like to terminate the policy, or when you end your electricity or gas contract with Eesti Energia.
Yes. Your electricity or gas contract and insurance are connected. Only our customers with electricity and gas contracts can order insurance. Therefore, if you want to change your energy provider, the insurance coverage offered by Eesti Energia will also end.
Yes. Home insurance is not an obstacle to ordering additional insurance. Eesti Energia insurance can offer many additional benefits.
Insurance with Eesti Energia covers the electrical equipment located in the place of insurance: TV, computer, laptop, landline, washing machine, dishwasher, stove, refrigerator, fire and security alarm equipment, electrical heating and ventilation equipment, heaters, etc.
The provider of Electrical Appliances Insurance is
If P&C Insurance AS
The provider of Fire Insurance is
AAS BTA Baltic Insurance Company Estonian branch
Consult an expert if necessary. For further information, you can also call the Eesti Energia customer service line 777 1545.
Related topics
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