Total amount of compensation 638 €
Insurance
Protect your property and electrical appliances!
Eesti Energia's insurance is a good choice for your home or cottage if:
You don't have home insurance because you think it's expensive and has complex terms
You have expensive electrical equipment in your home that is sensitive to voltage fluctuations (such as a heat pump, router, TV and set-top box)
You are located in an area that is often affected by storms and thunder
Your home electrical system is outdated and you want to mitigate the risks associated with it
Choose insurance
Electrical Appliances Plus Insurance
Your electrical equipment is insured against damage caused by lightning, electrical failure or overload.
More about the insurance »Rate (month)
1.99 €
The sum of your excess
50 €
Rate (month)
2.99 €
The sum of your excess
0 €
Electrical Appliances and Fire Insurance
Your electrical equipment is insured against damage caused by lightning, electrical failure or overload, as well as against damage caused by fire.
More about the insurance »Rate (month)
4.49 €
The sum of your excess
in the case of fire 0 €
in the case of damage 50 €
Eesti Energia's insurance solution consists of insurance contracts concluded between Eesti Energia and If P&C Insurance AS (electrical equipment insurance) and the Estonian branch of AAS BTA Baltic Insurance Company (fire insurance), where Eesti Energia is the policyholder and customers of Eesti Energia's electricity or gas consumption contracts are the insured persons.
It's easy to get and only takes a few minutes, just as easy as making changes to your package.
Choose the right insurance package
Fill in the order form and press the CONFIRM AND BUY button
The insurance cover will take effect immediately
Electrical Appliances Insurance Plus
The insurance covers the sudden and unexpected failure of electrical appliances due to an external event (e.g. lightning, short circuit, overload, overvoltage or undervoltage). In addition, the insurance covers the cost of fault detection in the damaged electrical appliances and of an electrician's visit, as well as the cost of repairs to your home's electrical system (wiring, sockets, fuses, switchboards, junction boxes, etc).
APPLIANCES
The total sum insured
2 000 €
per insured event
WORK OF A TECHNICIAN
The total sum insured
200 €
per insured event
The sum of your excess
In the case of damage to your electrical appliances 50 €
In the case of electrician outing 0 €
Fire Insurance
Fire Insurance provides you with compensation of up to €10,000 to cover the cost of restoring your apartment, house, summer cottage or other residential building if a fire has damaged its:
If you have home insurance, our Fire Insurance will also cover:
The sum of your excess
0 €
FAST PAYMENT
within three working days
2 000 €
to cover initial expenses
Electrical Appliances and Fire Insurance
The Electrical Appliances and Fire Insurance covers unexpected losses due to damage to your electrical appliances or electrical system, and damage to your home caused by a fire.
Fire Insurance provides you with compensation of up to €10,000 to cover the cost of restoring your apartment, house, summer cottage or other residential building if a fire has damaged its:
Electrical appliances and failures
The total insurance cover
2 000 €
per insured event
WORK OF A TECHNICIAN
The total sum insured
200 €
per insured event
IN CASE OF FIRE
The insurance covers up to
10 000 €
per insured event
FAST PAYMENT
within three working days
2 000 €
to cover initial expenses
The sum of your excess
In the case of damage to your electrical appliances or electrical failure 50 €
In the case of electrician outing 0 €
In the case of fire 0 €
If you have home insurance, our Electrical Appliances and Fire Insurance will also cover:
The insurance solution by Eesti Energia is a perfect addition your existing home insurance
You have many valuable electrical appliances in your home or summer cottage that you wish to insure against damage
You need additional security that is not covered by your home insurance terms or limits
You need extra protection that covers additional costs related to property, health and income loss
You wish to insure yourself against the failure of your home electrical system on reasonable terms
Which household electrical appliances are covered by insurance?
TV
Router
Set-top box
Game console
Home theater and sound system
Computer
Laptop
Tablet
Smartphone
Desk phone
Washing machine
Dishwasher
Stove
Refrigerator
Fire and security alarm equipment
Electric heating and ventilation equipment
Other heating equipment
Electrical installation
(wires, plugs, junction boxes)Examples of cases where our insurance helped to compensate the loss
We have helped to compensate damages in the following cases
Damaged by thunder:
TV
set-top box
router
sockets
Washing machine broken due to electrical fault
Total amount of compensation 469 €
Due to overvoltage, several household electrical appliances were damaged, including an incubator for hatching chickens
Total amount of compensation 1100 €
Damaged by thunder:
TV
electric dog borders
Total amount of compensation 634 €
Heat pump broken due to current fluctuations
Total amount of compensation 526 €
Why have Eesti Energia's insurance solution?
Flexibility
The insurance also covers a house that is not your permanent residence, and the age of the building does not change the conditions of the insurance policy.
Fast response
In the case of fire damage, a fast initial payment of 2 000 €
Simplicity
We do not have long pages of complicated terms and conditions which include hidden obligations for customers in the fine print.
Additional protection
If you already have home insurance, our Fire Insurance will compensate for such additional costs as medical expenses, loss of income, expert fees for identifying the cause of the damage, and other reasonable costs that you have incurred due to the fire.
Freedom of choice
You can decide how you use the insurance benefit. Restoration after a fire is not mandatory.
An insurance event occurred?
Tips on how to act correctly.
Frequently Asked Questions
Eesti Energia will notify the insurer of the addition of an insured person as soon as you have expressed your wish to enter into an insurance contract. If you wish to withdraw from the insurance contract, Eesti Energia will inform the insurer of the respective request submitted by you. The insurance cover will end if you terminate your electricity or gas contract or if the insurance contract between Eesti Eergia and the insurer expires. Eesti Energia will notify you immediately of the termination of your insurance contract.
Yes. Your electricity or gas contract and insurance coverage are linked. Only customers with our electricity and gas contracts can connect to Eesti Energia's insurance solution. Therefore, if you want to change your energy seller, the insurance cover supplied by Eesti Energia will end with the termination of your Eesti Energia service contract.
Yes. Home insurance is not an obstacle to connecting to Eesti Energia's insurance solution. The insurance cover provided by Eesti Energia can offer you several additional benefits.
The insurance cover includes electrical equipment located at the place of insurance: TV, computer, laptop, landline telephone, washing machine, dishwasher, stove, refrigerator, fire and security alarm equipment, electric heating and ventilation equipment, heating equipment, etc.
The provider of Electrical Appliances Insurance is
If P&C Insurance AS
The provider of Fire Insurance is
AAS BTA Baltic Insurance Company Estonian branch
Consult an expert if necessary. For further information, you can also call the Eesti Energia customer service line 777 4040.
Related topics
Electricity packages
Choose the right electricity package
Heat pump
Implement an economical and convenient heating solution
Eesti Energia's mobile app
A smart assistant in your pocket
Join
Chosen insurance
On ordering the electrical appliances and fire insurance you will get a FireAngel CO-9B-DET carbon monoxide sensor free of charge as a gift.
